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Towards a model of the Fair Debt Collection Practices Act (FDCPA)

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dc.contributor.advisor Phan Minh, Dung
dc.contributor.author Bhengra, Jaelse
dc.contributor.other Dayley, Matt
dc.contributor.other Taparugssanagorn, Attaphongse
dc.date.accessioned 2020-12-08T07:25:20Z
dc.date.available 2020-12-08T07:25:20Z
dc.date.issued 2020-12
dc.identifier.other AIT
dc.identifier.uri http://www.cs.ait.ac.th/xmlui/handle/123456789/988
dc.description 57 p en_US
dc.description.abstract In this thesis, we study the legal disputes related to personal finance. We focus on the legislation Fair Debt Collection Practices Act (FDCPA), which is specially meant for protecting the consumer from illegal debt collection practices. When a debtor fails to pay the debt and the debt collector intends to collect the debt from the debtor, the debt collector is required to satisfy their obligation under FDCPA. Under FDCPA, the debt collector is prohibited to overshadow the right of the debtor to dispute the debt. The debt collector is also prohibited to make any threat to the debtor which cannot be legally taken. We model two doctrines from this legislation namely, Overshadow of consumer’s right to dispute and misleading representation. Our model is based on Modular Assumption Based Argumentation (MABA) Framework. The implementation of this model is done using Prolog. We tested this model on two U.S. court cases on Overshadow and then two U.S court cases on Misleading representation. en_US
dc.description.sponsorship AIT Fellowship en_US
dc.publisher AIT en_US
dc.subject FDCPA en_US
dc.subject debt collection, en_US
dc.subject overshadow en_US
dc.subject misleading representation, en_US
dc.subject argumentation en_US
dc.title Towards a model of the Fair Debt Collection Practices Act (FDCPA) en_US
dc.type Thesis en_US

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